Home & condo
Bundle dwelling, liability, and valuables coverage with carriers who understand coastal and wildfire risks.
1-800-INSURANCE Network
Independent Insurance Agents in the1-800-INSURANCENetwork
Skip the one-size-fits-all call centers. Our independent agencies combine local expertise with nationwide carrier access so you can compare quotes, understand coverage, and bind policies in one guided conversation.
- Licensed experts who compare carriers on your behalf
- Personalized coverage tuned to your budget and goals
- Nationwide network with deep local roots
Licensed agents in our network are available nationwide with specialists ready for home, auto, renters, business, and more.
Why shoppers choose independent agencies
Advice built around you
Independent agencies work for shoppers—not a single carrier—so every recommendation is tailored to your family, business, and budget.
More choice, less hassle
Compare leading national and regional insurers in one conversation. We help you weigh price, coverage, and service before you commit.
Local advocates, national strength
From Boston to Bakersfield, you’re matched with neighbors who understand local risks and can escalate claims across our coast-to-coast network.
Call or browse to meet an agent who’ll tailor coverage to your next milestone.
Why it matters
Independent agents champion your best-fit coverage
Mega-brand insurers can only sell their own products. Independent agencies compare multiple carriers, negotiate discounts, and stay in your corner long after you bind a policy. That advocacy can save you money now—and headaches later.
Browse agents near youIndependent agency
Corporate call center
- Carrier access
Multiple top-rated insurers quoted side-by-side
Single-brand products, limited flexibility
- Coverage strategy
Holistic review that fits home, auto, business, and specialty needs
One-size-fits-all bundling without nuance
- Claims support
Local advocates stay with you from filing to resolution
Call-center queues and handoffs
- Long-term guidance
Proactive check-ins when life changes
Reactive service when you reach out
Coverage We Handle
Protection for every milestone on your roadmap
Whether you’re upgrading homes, adding a teen driver, or expanding your business, 1-800-INSURANCE agencies pair the right carriers with the exact limits you need.
Auto & specialty vehicles
Compare multi-car, teen driver, EV, and collector auto policies so every driver and ride is protected.
Small business
From main-street retail to professional offices, get BOP, workers’ comp, and cyber protection tailored to you.
Life & income protection
Lock in term or permanent life coverage plus disability income plans that keep your budget steady.
Landlords & rentals
Safeguard rental homes, short-term listings, and multi-family properties with flexible carrier options.
Niche needs
Work with agencies experienced in high-net-worth, farm, nonprofit, or specialty lines that call for custom underwriting.
How it works
Three steps to confident coverage with1-800-INSURANCE
Your dedicated team listens, compares, and activates coverage—no quoting portals, no confusing paperwork, no sales pressure.
Tell us what you need
Start with a quick call or explore our network and share the coverage gaps you want to solve—home, auto, renters, business, or specialty lines.
Part of the 1-800-INSURANCE experience
Match with an independent agency
We connect you with a nearby 1-800-INSURANCE partner who has the right expertise, carriers, and team to guide you.
Part of the 1-800-INSURANCE experience
Review clear recommendations
Your agent compares policy options, translates the fine print, and helps you activate coverage with confidence.
Part of the 1-800-INSURANCE experience
Concierge support
How it feels to work with us
Every shopper is paired with a licensed advocate who keeps the process human, transparent, and paced around your timeline.
Personal discovery
A quick conversation surfaces your goals, renewal dates, and any urgency so we can prioritize the right carriers.
Curated matches
We introduce you to an agency partner who knows your state regulations and has direct appointments with top insurers.
Guided decisions
Your agent explains side-by-side quotes, reviews limits, and stays available for questions before you bind.
Real results
“Our family needed homeowners, auto, and a liability umbrella all at once. The 1-800-INSURANCE team matched us with a local agency that handled every step of the process.”
90% of shoppers connect with a licensed agent the same business day. Your advocate remains on-call for renewals and claims support year-round.
Ready to meet your next insurance partner?
Call 1-800-INSURANCE now or explore our network to connect with a trusted independent agency. We’ll make sure you speak with a licensed professional who understands your priorities.
FAQs
Answers to common questions about independent insurance agents
Still curious about how the network works? These quick answers explain what to expect when you partner with an independent agency through 1-800-INSURANCE.
What is the 1-800-INSURANCE network?
It’s a vetted community of independent insurance agencies across the United States. Each partner meets our service standards and has access to multiple carriers, so you receive unbiased guidance.
Trusted guidance
How does working with an independent agency benefit me?
Independent agents shop a range of insurers for you, explain the tradeoffs, and remain your advocate when you need to file a claim or adjust coverage.
Trusted guidance
Do I pay extra to use 1-800-INSURANCE?
No. Your premium is paid directly to the carrier you choose. Our network is compensated by the insurers, so you get expert support at no additional cost.
Trusted guidance