Coverage that keeps your kitchen running.

Running a restaurant means juggling countless risks every day—from foodborne illness claims and slip-and-fall accidents to kitchen fires and employee injuries. The food service industry faces some of the highest liability exposure of any business type, with customers, employees, and vendors constantly moving through your space.

Most restaurants need a combination of General Liability (for customer injuries and property damage), Workers' Compensation (required in most states for employees), Commercial Property (to protect equipment, inventory, and the building), and often Liquor Liability if you serve alcohol. Equipment breakdown coverage protects expensive kitchen equipment, while Business Interruption coverage keeps you afloat if a covered event forces you to close.

The right restaurant insurance package protects you from the claims that could shut your doors permanently. Working with agents who understand food service regulations, health department requirements, and the unique risks of your operation ensures you get coverage tailored to your restaurant—whether you're a fast-casual spot, fine dining establishment, or food truck operation.